One governance layer. Five stages. One evidence artifact.

Wayfinder sits above control and below intelligence. It does not retrain your models or redesign your autonomy stack. It observes, assesses, modulates, enforces — and signs the record.

Read left to right. Policy envelopes enter from above. The evidence artifact exits to the regulator below.

  1. InputAdaptive AI system
  2. 01Observe — context ingestion
  3. 02Assess — envelope check
  4. 03Modulate — bounded authority
  5. 04Enforce — runtime intervention
  6. 05Audit — hash-chain signature
  7. OutActuarialReport · evidence artifact
Wayfinder runtime governance
Observe → Assess → Modulate → Enforce → Audit

A five-stage pipeline, assured end-to-end.

01

Observe

Context ingestion

The governance layer reads the adaptive system's full decision context — inputs, model state, recent parameter deltas, and the operational envelope it is supposed to act within. Read-only. Zero interference with the underlying stack.

02

Assess

Envelope check

Each proposed decision is evaluated against the active regulatory and operational envelope — rate filings, ASIL targets, PCCP boundaries, fairness constraints, reserve policies. Breach margin is measured, not guessed.

03

Modulate

Bounded authority shaping

Where the proposed action is inside the envelope, it passes. Where it approaches a boundary, the layer reduces authority — throttling, narrowing, or deferring — rather than vetoing outright. Graceful degradation, not a circuit breaker.

04

Enforce

Runtime intervention

Out-of-envelope actions are intercepted before they reach actuation or bind. Learning updates that would move the model outside safety properties are rolled forward to the last compliant version. The system stays running; it just stays safe.

05

Audit

Hash-chain signature

Every decision — passed, modulated, or intercepted — is signed and appended to a tamper-evident audit chain. The chain is the evidence artifact. It is what the regulator, the auditor, and the reinsurer all read from.

What a governed decision actually contains.

One record per governed action. Human-readable, machine-readable, regulator-readable. Cryptographically chained. Exported in whatever filing language the authority on the other side of the table speaks.

Mean time between failure
Availability
Risk grade (A – F)
Constraint pressure
Governed-decline rate
Near-misses intercepted
Learning rollbacks & roll-forwards
Fairness / subgroup drift
Trust trajectories
Audit chain (hash-signed, rotated)

Non-invasive by design.

We do not replace your underwriting engine, your autonomy stack, or your model catalogue. Wayfinder runs alongside — reading state, signing decisions, and producing evidence. Removal is a configuration change, not a re-architecture.

Cloud · on-premise · embedded C++17 / QNX
Sidecar to decision path · zero changes to underlying controller or model
Read-only observation of model state and decision context
Sub-millisecond decision overhead on governed actions
Configuration disable · no rewrite · no trapped state
Your own systems · Wayfinder holds no customer data by default

The artifact speaks the regulator's language.

NAIC Annual Statement
Solvency II SFCR
AM Best BCAR
ISO 26262 safety case
DO-178C / DO-254 evidence
FDA PCCP dossier
SR 11-7 model risk package
IFRS 17 reserve attestation

The full spec is a conversation, not a PDF.

Fifteen minutes. What plugs in on your side. What the pilot looks like.